Joint HM Treasury and Financial Services Authority Consultation
Consultation on amendments relating to Part VII of the Financial Services and Markets Act 2000 ("Control or Business Transfers")


 


HM Treasury has proposed amendments to the Financial Services and Markets Act 2000 that effect aspects of the transfer of insurance business. The consultation period, during which time comments on the proposals were invited from all stakeholders, ended on 26 January 2007.

On the basis that significant costs are involved in such transfers, and the risk that uncertainty may deter such transactions as a result, HM Treasury propose clarificatory amendments to:-

1 Put beyond all doubt that accompanying reinsurance and other contracts, relating to the main business being transferred, may be transferred as part of the insurance business transfer scheme; and
2 Put beyond all doubt that this provision extends to the power of the Court to override certain contractual provisions that purport to modify or annul a contract upon it being transferred, or upon a step being taken towards a transfer.

HM Treasury also proposes to require that applicants for an insurance business transfer scheme, which will include the transfer of reinsurance contracts, notify the reinsurers in question. This requirement will, as with other notification provisions under Part VII, be subject to waiver by the Court, if it deems it appropriate in the circumstances of a particular application.

Finally, HM Treasury also proposes to remove the restriction on the ability of former underwriting members of the Lloyd's market to transfer their insurance business. This will affect all former underwriting members whose resignation took effect on or before 23 December 1996.

The outcome of the consultation and the eventual form of any amendments is awaited.